Dropped or Falling Object Damage Public Adjuster in Florida

A dropped or falling object damage claim can sound a little misleading. If you wonder whether this type of claim is covered by insurance, the answer is yes, but probably not in the way you’d imagine. Insurance companies generally cover repair costs for damage caused to a residential or commercial property by a falling object. In other words, it’s not the object that is concerned, but any other form of damage caused by its fall.

If, for example, your house is hit by a falling object such as an uprooted tree, and your roof, windows, or outside wall are damaged, you can file a falling object damage claim. If that’s the case for you, you can also hire a Dropped or Falling Object Damage Public Adjuster for your claim. ProFloridian Public Adjusters is here to help you with just that.

If you’re looking for professional public adjuster services, call us at (954) 365-7321 or use our contact form.

Differences between dropped object and falling object claims

Many property owners think that damage caused by a personal mistake or an accident won’t be covered under their insurance policy. While this might be true, depending on your insurance contract exclusion clauses, it’s not always the case. Certain insurance companies turn down dropped object damage claims because of insufficient precautions taken to prevent property damage. Others, however, will cover repair costs for such claims, so you have to read your contract closely before you decide to file a claim.

If your insurer offers such coverage, this could include repairs for damaged floors or interior walls. If you accidentally dropped a heavy object on the floor and broke a floor tile, provided that you don’t have a spare replacement tile to fix the damage, you can file a dropped object damage claim. If you cannot find a good match for your missing tile, your insurance provider should cover repair costs for all the tile flooring. You can also file a dropped or falling object damage claim if your interior wall is damaged due to a mounted object falling and leaving tears or holes in the drywall.

How ProFloridian Public Adjusters can help

We can offer an expert’s opinion if you want to file a dropped or falling object damage claim. In cases of minor damage due to a dropped object, you might want to consider the option of additional expenses if complete replacement of flooring or drywall is necessary. Our public adjusters will estimate the correct final expenses for your reparations, and they’ll strive to ensure that your claim is accepted and properly settled, asp per oppaga.

We work promptly and thoroughly, treating every claim with equity and professionalism. If you’re looking to ensure a satisfactory settlement and you need to meet tight deadlines, we’ll file your claim faster, and we’ll help you with all the documentation and damage assessment.