Roof Damage Public Adjusters in Boca Raton
Boca Raton is a beautiful and sunny place in Florida. As the state is surrounded by various bodies of water such as the Atlantic Ocean and the Gulf of Mexico, it also attracts numerous hurricanes and storms that result to roof damages. These damages could be small and would only require minor repairs but can also be extensive to the point that replacement roofing must be done. The removal of the old roof requires labor and would definitely increase the cost. Based on 2020 data, Florida has the highest average cost of roof replacement starting from 8,000 dollars to a whopping 16,500 dollars. Other reports say that the asphalt shingles have an average bill of $24,700 and $40,318 for metal roofing. This fact pushes many individuals to file the costs against their insurance companies. Sadly however, not all claims are granted, or fair settlements are offered. If the loss at stake is high, then it is definitely worth to hire a Boca Raton Public Adjuster or licensed professionals to help receive a fair insurance settlement on your behalf. Hiring a good one could be the best decision you’ll ever make in order to maximize your chances for recovery.
What Information Should You Provide to Your Public Adjuster
Public adjusters would fight for your cause by building up documentation to support your claim. In order for this to happen, some information and assistance from your part may be necessary. The most important piece of knowledge you can start with is the coverage level for roof damages from various factors. Due to expensive claims, many insurers have differentiated the covered amount for damages from hurricanes, wind, hail, or the ordinary wear and tear. Knowing this can help your public adjuster for future dealings with your insurance company. Public adjusters may also come to your home to look at the extent of the roof damage, and therefore, it is better if you can present other possible problems resulting from the similar disaster. This would help in defining the extent and limit of your claim. It is also helpful for you to get an estimate from a very reputable roofing company on the amount needed for the damages or repairs to be fixed. In this way, there are prices that your public adjuster can compare with during negotiations.
Also, presenting only one estimate from a reputable brand would help you get a better deal. This guarantees that it is done by experts and that no stones are left unturned. Trying to get multiple estimates could only work against you as insurance companies would try to pay you using the lowest estimate, which may not always be of best quality, as their basis. Lastly, if you have previously reported to your insurance company similar roof damage concerns, tracking and providing these correspondences would definitely work in your favor. These could include the first time that you made a call when you observed leaks coming from your roofs or that time when you noticed a broken shingle or tile. Including the dates, the representative of the insurance company that you talked to, and their response to the concern would help you strengthen your proof once it’s time to make a rebuttal to their settlement offer.
I Have Provided All These Information, Now What?
Now that all these information have been provided, you have to let your public adjusting firm do the work for you. Communicate with them other information that you might have missed and might be necessary to your case. Trust and believe that they have your best interests in winning your claim.