Water Damage Public Adjusters in West Palm Beach
When an unwanted water in your home begins to pool in areas where it shouldn’t and you least expect it to, you might want to consider having a skilled personnel check your home’s plumbing, gutters, sewage back up, worn or faulty household appliances, pipes, and HVAC units. Statistics show that 14,000 people in the US have experienced water damage at home or in their workplace. Water damage is one of the most pressing property concerns in Florida, including the city of West Palm Beach.
Different Water Damage Categories in West Palm Beach Homes
There are three categories of water damage depending on the level of contamination. Category 1 water damage is caused by clean water. This category refers to water that does not have harmful effects on humans. Clean water are those from appliance malfunctions involving water supply lines. West Palm Beach Households usually experience water damages related to busted pipes, sink and toilet overflow, and sump pump failures. Grey Water is the main concern of Category 2 water damage. This refers to a water source that has certain chemical levels and biological contaminants causing mild irritation or sickness when swallowed or exposed to. Examples are water discharges from washing machines, dishwashers and toilet bowls with urine. Many restoration companies offer repair and clean up services in West Palm Beach for this category. Category 3 or water damage coming from Black Water is also prevalent in the area. This category is considered harmful to humans and can cause severe discomfort or sickness. Black water contains harmful bacteria and fungi that are typically found in sewage and ground surface or standing water. In the past year, West Palm Beach has been involved in cases where sewers have broken leaks in construction sites, worrying residents within the area. Additionally, past hurricanes have destroyed pumps and equipment facilities for wastewater lift stations across Florida, spewing concoctions of wastewater in nearby bodies of water.
Water Damage Categories and Insurance Claims
Before deciding on hiring a West Palm Beach Water Damage Public Adjuster, one thing that you should ask yourself is whether the water damage category involved in your home is covered by your insurance policy. Understanding the basics of your policy would help you save unwanted costs and precious time in the long run as one of the usual reasons for a denied claim, is that it goes beyond the coverage of your policy. Also, make sure that you do fixes and repairs once you notice that there is a faulty appliance or water leakage in your homes. Damages related to this type of scenario are considered gradual, and failure to act on these can constitute neglect. Neglect is a valid reason for claim denial which frustrates many policyholders. If however you feel that there is no possible reason to deny your claim, it is always best to hire professionals who can help you get the settlement you need. You might be familiar with the concept of insurance adjusters, but not specifically on Public Adjusters. These experts can work individually or as a team and can help you in negotiating offers. Although highly advised to be contacted prior to going to your insurance company for reimbursements, ProFloridian public adjusters can be hired at any time during the process. They can even be hired after a claim has been denied and help you find the true cause of the water damage. They work on your behalf with the main goal of helping you get the maximum compensation that your policy allows. Accepting a low ball offer or a rejected claim should not always be your only option particularly if the loss is significant enough and reliable professionals are around to give you the help you need.